01. About Us

We are an independent investment firm (not owned by a larger entity) that emphasizes the value of building long-term relationships with our clients by practicing strong ethical standards and high-quality personal services.  Many of our client relationships have developed into multi-generational ones.  We are committed to understanding every client's unique financial situation and helping them pursue their long-term financial goals. We embrace our role as fiduciaries, putting our client's interest first while providing trusted advice.

02. Our Philosophy

We believe that good investment advice can benefit everyone, not just the wealthy.  As with most goals in life, a secure retirement requires the discipline of saving consistently and investing wisely.  We believe that good professional advice more than pays for itself when compared to the results of “do it yourself” platforms or high-cost investment firms that may overcharge for their services.

03. Our Process

We build high-quality low-cost investment portfolios that are designed with the needs and wants of our clients in mind.  We don’t use any proprietary products or load (commission paying) mutual funds.  For each specific client we use an investment portfolio that we believe is in their best interest.   Every quarter we review all investments used in our portfolios to ensure the “best of class” remain in the portfolio.  We proactively replace any investments in our portfolios that fails to meet our standards.   We also seek to meet with each one of our clients at least annually to review with them their financial plan to ensure they are investment appropriately. 



Financial Planning

Many individuals confuse financial planning with general savings and investing advice. While how to save (and how much!), and where and when to invest those savings, is every bit important, prudent Financial Planning goes much beyond the realm of just saving and investing. The sooner you understand...

Retirement Planning

Long before retirement even hits our radars, we’re planning what type of education, skills training and professional designations we’ll acquire. We also spend a lot of time planning which industries are the best place to work in, and which employers to work for. Once employed, we carefully...

Estate Planning

For some people, financial planning is mainly concerned with how best to go about building a nest egg, and how to make it last through retirement. But for many, there is a desire to ensure their estate delivers benefits beyond their own retirement, and produces a lasting legacy even after they have...

Our Team


Wealth Management

Wealth Advisor
San Luis Obispo/Paso Robles

I started my career in the financial industry in 2013 while finishing my degree and quickly found inspiration helping...

Wealth Advisor
San Luis Obispo/Paso Robles

After graduating from Cal Poly in 2006 I acquired the various licenses needed to be a planner and in 2010 I began my own...

Wealth Advisor
Santa Maria/Orcutt

I've have had had the honor and privilege of working with many wonderful clients over the last 20 years. I have worked...